The work landscape has changed.
+30 Loan Programs to help you.
Conventional
JUMBO
DSCR Loans
FHA
Bank Statement Loan
VA
Bridge Loan
Fixed Second Mortgage
P&L Only Loan
HELOC
Asset Depletion Loan
WEEKLY MORTGAGE VIDEOS
What Makes Us Different...
UPFRONT
UNDERWRITING
So much stress and time is relieved with upfront underwriting, known as a TBD underwrite. A TBD underwrite is a full underwrite completed before you shop for your new home, giving you more leverage and credibility when submitting offers.
REAL LOAN
OPTIONS
At Cornerstone First Mortgage, we understand that the job landscape has changed. The 9-5 is still common, but so is being an entrepreneur, an influencer or someone who's reentering the 9-5 after an extended period of time. We have a wide variety of loan products to support the changes in the job market. Residential + Commercial.
SMOOTH
CLOSINGS
You will close on time, as the most critical part of your mortgage; income/asset verifications and underwriting are completed at the very beginning, mitigating room for curveballs. Our processors, underwriters and funders are all in house so we can easily collaborate and problem solve.
Let us do the legwork
Complete your mortgage application directly from your phone; sync income docs and bank statements on our secure platform. System-generated notifications for milestones so you won't miss a beat.
Honesty & Integrity
We like to sleep good at night. Remaining ethical and professional is key, as your mortgage banker, we have a duty to protect your sensitive data and to protect your bet interests throughout your transaction.
New Jersey Relocation Team
The one thing more important than your mortgage is where you choose to live. As someone who's relocated across the country, I know how overwhelming a move can be. Specifically for New Jersey, the property taxes are on the higher end because #1-New Jersey has a large number of municipalities for its size and #2-each town has their own schools, police and firemen. I swear each town has its own culture and my team of Real Estate Agents can share with you key highlights of each township.
I'm here to empower homebuyers and investors with real information, so you can build the future you always imagined.
Unless you’re buying your next home with all cash, you have a lot riding on your Mortgage Advisor. So many things can change quickly throughout your home buying process; mortgage programs, market conditions or contract negotiations/fallouts. And for these reasons, you need to make sure you’re partnering with a top professional who is able to give you quick and accurate financial advice to help ensure you close on your new home.
​
My +15 year love for real estate and finance allows me to serve and educate, I get to partner with the best Real Estate Agents, I lead a successful team of Loan Officers and I oversee finance for a development/construction company. I manage quite a few things, but my success is actually in listening to what others need so I can then quickly problem solve. So, whether you are a homebuyer, home seller or real estate professional...what you can expect from me are solutions and working well with others to ensure a seamless transaction for you.
​
After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me by calling or texting me at the number above.
​
I look forward to working with you.
April Samuels
For mortgage updates, subscribe today
Download your free DTI calculator to see how much home you can buy!